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online shopping with echeck

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You can shop at with confidence. We have partnered with Authorize.Net, a leading payment gateway since 1996, to accept credit cards and electronic check payments safely and securely for our customers. The Authorize.Net Payment Gateway manages the complex routing of sensitive customer information through the

The primary disadvantage to making payments with eChecks is the immediate surrender of funds. Because payment will by instantly debited from the customer’s bank account following their transaction, it is essential for the customer to possess all the necessary funds at the time of purchase, regardless of how substantial the amount. Furthermore, eCheck will withdraw funds regardless of whether there is enough to cover the purchase, so customers are advised to make sure they have the required amount or risk incurring penalty fees due to “bounced” eCheck payments.

  1. The customer loads their cart with their desired products and selects eCheck as their payment method.
  2. The customer logs in or creates their account, then inputs standard billing and shipping addresses.
  3. The customer provides their routing and account numbers within the checkout form, which are securely transmitted to the vendor.
  4. The vendor then uses the details to withdraw the requisite funds from the customer’s checking account.

Because so many customers are enjoying the reliability that comes with using eCheck for their silver and gold purchases, more online dealers are allowing them to use this method of payment on their copper and platinum purchases as well. Customers intending to purchase copper and platinum bullion with eCheck can follow the transaction process mentioned in the previous section. Please, note that all copper and platinum orders will be subject to the same restrictions and penalties as their gold and silver counterparts.

For many customers, eCheck provides a secure and efficient means of paying for their precious metals purchases. As with regular checks, eCheck enables customers to transfer funds directly from their bank account to their online dealer. However, unlike their paper counterpart, eChecks spare customers the trouble of mailing a check through an instant online transaction.
Perhaps, the biggest concern that customers face when buying their precious metals with eCheck is the lack of privacy and security. As previously mentioned, when making your purchase with eCheck, you will be required to provide your bank account information to the dealer. However, surrendering such sensitive information can jeopardize both the privacy and and financial security of the customer. Always be sure you are only providing this information to a trusted dealer.
One of the main advantages of using eCheck for precious metal purchases is its convenience. Because an eCheck can be instantly sent through the internet, customers no longer have to worry about whether their paper check will get lost in the mail or if it will reach their recipient in an appropriate amount of time. They can just send the payment and wait for their check to be cleared. Customers using eCheck also benefit from not having to pay any postage fees incurred by mailing their check, as well as quicker order processing times than that of paper checks.
Still, despite the obvious convenience of its transaction process, eCheck provides very little benefits once the payment has been sent and places the customer in a lot risk with regards to security and penalization fees. So before using eCheck to make payments, it is important for customers to understand exactly what an eCheck transaction requires of them.
Ironically, despite the immediate withdrawal of funds, it can still take anywhere between 3-5 business days for eCheck to deliver the funds to an online dealer. This lengthy transfer period not only delays the receipt of payment by the merchant, but it also prolongs the arrival of the customer’s order. Given this situation, customers who require a swifter delivery of their order should consider an alternative method of payment.

From there, the vendor needs to ensure the payment clears and/or perform any other required security checks before shipping the products.

Learn how to send an eCheck / ACH to buy gold and silver bullion online, as well as potential pitfalls of electronic check payments.