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how to do a moneygram money order

If you’re sending money in person:

  • If you have a MoneyGram online account, you’ll be able to check tracking details by logging in.
  • You can also use the Track a Transfer tool on the MoneyGram website.
  1. Log into your MoneyGram online account. If you don’t have one already, you’ll need to set it up first.
  2. Provide the full, legal name of the person you’re sending to.
  3. Select the “Account Deposit” option.
  4. You’ll now see the total cost including fees, as well as the exchange rate you’re getting.
  5. You may want to compare the total costs with a specialist money service, such as TransferWise. The TransferWise borderless account is an alternative way to send money internationally; it also gives you an account you can use to receive funds in dozens of currencies.
  6. Choose how you want to pay. This can be with a credit or debit card, or if you prefer you can pay straight from your own account. Paying with a credit card can cost a little extra due to card issuer fees.
  7. Enter the requested personal information. This is to ensure MoneyGram can verify your identity.
  8. Provide full details of the recipient. You’ll need to know their bank account number.
  9. Check the information you’ve given is correct, then send.
  1. You can only send money in cash using this method, not with a credit or debit card.
  2. Find the MoneyGram location that’s most convenient for you. You can use MoneyGram’s location finder to help you.
  3. Make sure you have your photo ID with you. You’ll need to show this to the agent.
  4. You’ll need to provide the recipient’s full, legal name as listed on their own ID.
  5. You’ll also need to know the recipient’s location, plus the amount you want to send.
  6. Remember that MoneyGram will charge a fee for sending money internationally, so make sure you have enough to cover that, as well as the amount you’re sending.
  7. Give the agent the correct amount, including the fee.
  8. You’ll get an eight-digit reference number. Let your recipient know this as soon as possible, as they’ll need it when picking up the money.


Read on and you’ll find out:
If you’re sending to an international bank account⁵:
MoneyGram is a flexible option for sending money internationally. It offers several different ways you can send funds, as well as allowing your recipients to pick them up in a way that’s convenient to them. You do need to set up an online account for some of these methods, and it’s important to be aware of the fees that’ll be charged on top of the amount you send. Think about whether MoneyGram’s for you, and compare it to alternatives such as TransferWise before you make your final decision.

If you’re sending to a mobile wallet:⁶

The days when sending money abroad meant filling out an old-fashioned postal money order have pretty much gone. These days, there are plenty of other ways to…

It’s also best that you arrive knowing the proper name of the person or company you’ll make out the money order to, and your account number if you’re using it to pay a business. Though you can fill this out later, a blank money order that’s lost or stolen is as good as cash since anyone who finds it can write their name in.

If you’re paying a company with your money order, failing to include your account, order, or invoice number puts you at risk of the payment not being credited to your account.
Provides the security of a check written to an individual or company while being much more widely accepted

A money order is a paper payment that is more secure than sending or delivering cash because it names a specific recipient, who will have to endorse it and show identification to cash it.
USPS money orders offer additional space for the address of the recipient, meaning both your address and the recipient’s would appear. On MoneyGram and Western Union orders, only your address is requested. But note a common point of confusion on MoneyGram money orders: The blank simply says “Address”, with no clues on whose address to provide. The intended information is your address, as the sender.
Much safer to carry or mail than cash
Can be made out only for $1,000 or less
Fortunately, more than 200,000 U.S. locations sell money orders, many with evening and weekend hours. You can buy one at any Walmart, CVS, or 7-Eleven, as well as at over 30,000 U.S. post offices. Banks, credit unions, grocery and convenience store chains, and check-cashing stores sell money orders, too.

Almost always incurs a small fee to buy

Money orders are safe and easy to buy or cash at more than 200,000 U.S. banks, credit unions, post offices, retailers, grocers and convenience stores